by LBWCA | Sep 9, 2025 | Financial Planning
Many Australians are adjusting to a lower-interest-rate environment. With inflation easing, the Reserve Bank has cut rates 3 times in 2025 and may cut rates again. As a result, rate cuts are already lowering savings and term deposit returns. In this blog, we...
by LBWCA | Aug 14, 2025 | Financial Planning
If you’re one of the many Australians with a home loan, a mortgage rate cut can be welcome relief. It’s also a chance to consider investing mortgage savings for long-term benefit. There are two main options to consider. You could use the savings to make extra...
by LBWCA | Jul 24, 2025 | Financial Planning
In April 2025, a sudden policy shift caused sharp market volatility. The U.S. announced new tariffs, which sent investors into panic. Markets dropped quickly but recovered just as fast once the U.S. paused its trade plans. Even with some calm returning, risks still...
by LBWCA | Jun 9, 2025 | Financial Planning
Markets move in ways no one can fully predict. Some investments rise, others fall. For that reason, investment diversification is crucial. It means spreading your money across many different types of investments. In this blog, you’ll learn how investment...
by LBWCA | May 1, 2025 | Personal Wealth, Accounting, Accounting & Tax, Accounting & Tax, Accounting & Tax, Financial Planning, Financial Planning
With so many ETFs listed on the Australian stock market, choosing the right one can feel overwhelming. Many ETFs focus on a single asset type, like Australian shares or overseas bonds. If you only invest in one type of investment, there’s more risk. That’s why...
by LBWCA | Apr 7, 2025 | Financial Planning, Financial Planning
Financial markets are constantly fluctuating, and whilst some changes happen quietly, they can still affect investors. The Australian Prudential Regulation Authority (APRA) has announced new rules for hybrid securities. As a result, hybrids will be phased out. In...
Recent Comments