Financial Planning Advice

Build, preserve and maximise your financial potential with tailored Financial Planning to achieve financial freedom.


Whatever your life stage, great financial advice is life changing.

Understanding when you need financial advice can be hard to determine. At LBW, our financial planning services are ideal for anyone looking to improve or enhance their personal wealth.  Understanding when you need financial advice can be hard to determine.

As expert Geelong financial advisors, we help people make smart financial decisions. We take a genuine interest in your life goals, helping you plan and implement financial strategies to reach them.

LBW Geelong Financial planning team, central Geelong office off Pakington Street

Seeking Financial Planning advice

Some common questions that lead people to seek advice include:

  • How am I going to maintain the lifestyle I want in retirement?
  • Will I have enough money to retire comfortably?
  • How should I invest my savings?
  • Is my super working hard enough?
  • How will I support my family if I get injured or become ill?
  • What should I do with an inheritance I’ve just received?
  • How will downsizing the family home impact the Age Pension?
  • How do I navigate Aged Care?

Your financial future. Our priority.

Our job is to understand your journey, ask the right questions and provide solutions to help you live your best life.
At LBW, we:

  • Uncover your life plan, your wants, and dreams
  • Educate you about investing and managing money
  • Challenge your thinking
  • Develop a road map to help you get on track and stay on track when life changes
  • Most importantly, working with an LBW Advisor will give you certainty and peace of mind that you have a secure financial future.

How Financial Planning with LBW can enhance your financial freedom.

It's never too early to receive great financial advice. Working with an expert LBW Financial Advisor can help you lay the foundations to a better financial future.

Whether it’s paying off your home loan sooner, saving for your children’s education or dreams of an annual holiday, we can help you develop a financial plan.

Receiving expert financial planning advice earlier in your career and life can positively impact your future wealth potential.

We only offer advice and services that are applicable to you, and only when you need them.

Plan your future success with LBW.

Most people have insurance for their home and cars, but overlook their most valuable asset - their life - and their ability to earn income over time.

While personal risk insurance cannot alleviate the emotional stress of losing a loved one, it can help ensure that your family can enjoy the quality of life that you wish for them, and protect them from being financially disadvantaged.
At LBW, we work with experts in the personal insurance field to determine the level of cover you need, and source highly rated products with competitive premiums, to provide peace of mind for you and your family.

LBW helps career and family-focused individuals make smarter financial decisions to elevate their wealth potential.

We appreciate that life, work, and family commitments can get in the way of assessing your current financial position. We work with you to understand your goals, where you are today, and your future plans. We then deliver clear, tactical solutions to get you there.

We put the focus on super and look at ways to maximise your retirement savings.

Working with an expert advisor provides peace of mind that your financial future is secure.

From retirement planning, to using super as a wealth creation tool, LBW financial planning team can help you.

At LBW we believe that helping our clients achieve financial independence gives them the opportunity to live their best life.

Our financial planning experts work with you to optimise your wealth plan based on the assets you have accumulated over your working life.

We help you manage your money so you can focus on living a fulfilling life.

At LBW we believe in true financial freedom.

Let’s chat about your financial goals for life.

Meet Our Geelong Financial Planning team

Discover your wealth potential. Start the journey with LBW today.

LBW clients enjoy the ease, security and having everything in one place with the LBW App.

I've been using LBW for my personal tax and business accounting for several years and have been extremely happy with the service. Olivia is the absolute best and always goes above and beyond to help me out.
Marcus Illingworth
Marcus Illingworth
08:00 26 May 24
Central Anaesthetic Group have been clients of LBW Business & Wealth Advisors since 2012. Over the past 11 years, LBW have delivered a consistently high-quality service to our business. We have found LBW to be very responsive, knowledgeable, helpful and professional. Geoff and his team are a pleasure to work with. They are always available to answer any questions, they take good care of our accounting needs and they offer a personal and friendly touch. Their use of the latest accountancy technology makes life simpler for all. I would recommend LBW to anyone.
Megan Harwood
Megan Harwood
02:23 01 Nov 23
We have been using LBW for over 15 years. We are extremely happy with the service they provide. Nick and his team are great to deal with.
Lisa Vivian
Lisa Vivian
02:03 01 Oct 23
LBW have been my trusted accountants for years. I could not recommend them higher
Ellidy Pullin
Ellidy Pullin
12:33 21 Sep 23
Have been using LBW accountants for the past 2 years , they have provided a professional service to my personal tax and business needs.
Heath Flint
Heath Flint
07:44 21 Sep 23
I moved to LBW Accounting 10 years ago. Over this time LBW has provided outstanding service across all aspects of our business. For both personal and professional accounting advice I couldn’t recommend them any higher.Nick Klein, Tim Patterson, Cathryn Walley and their teams have provided over a sustained period of time outstanding customer service.Mark Osborne
05:34 21 Sep 23
We have been using LBW for the business for a number of years now. The team at LBW are always friendly and responsive. It is a pleasure to work with them, so much so that I use them personally for my family's tax returns. A big thank you to Tom & Nick and the rest of the team for making tax time easier !
Begonia Silvestre
Begonia Silvestre
02:02 21 Sep 23
I have been with LBW for over 20 years and have always found them to be professional, a source of great advice and above all great to deal with.
Mark Edmonds
Mark Edmonds
23:58 20 Sep 23
Danielle is always professional and efficient. We have complete peace of mind having our accounts done through LBW. A great experience.
Amber Pope
Amber Pope
19:48 15 Nov 21
Danielle and the team at LBW are amazing, always helpful and quick to respond to any task. Construction work and finances are a complex thing at the best of times, i cant thank you enough for the sound advice and support you have given us.
Gareth Downes
Gareth Downes
00:41 15 Nov 21
Rachael makes doing our tax so easy and really takes the hassle out of tax time. I highly recommend LBW for prompt, professional and friendly service. Geelong (if not Victoria's) number 1 accounting firm!!
Justine Frost
Justine Frost
04:40 22 Jul 21
Olivia Johnstone has been assisting me with my business taxation and family trust matters for a number of years. Absolutely knows her tax, rings you back, I can highly recommend her.
Jeannette Ernst
Jeannette Ernst
06:02 19 Jan 21
Conscientious and professional. No task too big or too small. LBW have helped me through my first two years in business and I always feel like they have my best interests at heart. Highly recommended.
Sam Watling
Sam Watling
00:45 22 Feb 20
LBW Accountants have provided friendly and professional service to our small business and our family over many years. A pleasure to work with them.
Terri Allen
Terri Allen
21:41 18 Feb 20
Ive found LBW and particularly Nick and Melissa invaluable in managing our accounting needs. There knowledge is second to none and they are always on hand to answer any questions that arise.
peter clark
peter clark
04:44 03 Feb 20
I've been going to see Ben Cannard at LBW for the last 3 years and he is by far the best accountant I've ever had. Very reasonably priced for doing two tax refund applications for me and my partner. We always get a decent refund and Ben is always professional, on time and answers all of our questions. Can highly recommend Ben and LBW as a result.
Sean Gleeson
Sean Gleeson
22:07 21 Jan 20
We use LBW exclusively for our personal and business tax requirements. The team are very professional and competent. The coffee is good also 🙂
Benny Backflop
Benny Backflop
22:33 02 Mar 17
We have been dealing with Simon and Ryan for years for all of our tax requirements. They guys are super friendly and know their stuff.
22:24 02 Mar 17

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General Advice Warning

The information provided is general in nature. It has been prepared without talking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. This web site is intended for Australian Residents only.

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These links have been provided with permission for information purposes only and will take you to external websites, which are not connected to LBW Financial Planning or our licensee in anyway. Note: LBW Financial Planning and our licensee does not endorse and is not responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.