Big life milestones, whether exciting, challenging, or unexpected, often come with money decisions attached.
Buying your first home, starting a family, or even navigating retirement can feel overwhelming without the right guidance.
That’s where financial planning advice comes in. At LBW, our financial planners in Geelong are here to help you prepare, adapt, and make confident choices at every stage of life.
Here are five key life stages where the right advice can make all the difference.
Buying a home with financial planning advice
Purchasing a home is one of the biggest commitments you’ll ever make. From saving a deposit to choosing the right loan, every step matters. For example, you might be weighing up whether to buy in Geelong or closer to Melbourne or maybe your coastal dreams are closer than you think… hello beautiful Ocean Grove! Or perhaps you are deciding how much of your savings to keep aside as a safety net.
LBW’s financial planners can help you set clear savings goals, manage repayments, and protect your future with the right insurance. We’ll guide you through balancing today’s costs with tomorrow’s goals, so you can step into your new home with confidence.
Starting a family and planning for the future
Welcoming a child is a joyful milestone, but it also shifts your financial priorities. Suddenly, maternity or paternity leave, childcare costs, and education expenses come into play. You may also need to review your insurance or update your Will.
Our team supports families by tailoring financial planning advice to these new responsibilities. Whether it’s budgeting for school fees or ensuring your family is protected if the unexpected happens, LBW’s advisors in Geelong help you prepare for the future while enjoying life’s special moments.
Running a business with the right plan
Owning a business is rewarding, but it comes with unique pressures: cash flow, risk management, buying stock, and planning for growth. Perhaps you’re wondering when the right time is to hire staff, or how to reinvest profits without leaving your family finances exposed.
Our Geelong financial planners and advisers can help you strengthen your business strategy while also securing your personal wealth. With a thoughtful strategy and plan, you’ll feel more confident navigating challenges and focusing on growth, knowing both your business and family are supported.
Preparing for retirement
Retirement should bring freedom, excitement and opportunity, not stress. Whether your dream is travelling the world, moving closer to family, or simply enjoying the Geelong lifestyle, early planning makes a huge difference.
Our advisers work with you to build your superannuation, set income targets, and plan the best time to retire. With a clear roadmap, you’ll know your future is secure, so you can focus on living the lifestyle you’ve worked hard for.
Adjusting to unexpected life changes
Sometimes life throws curveballs: illness, job loss, divorce, or even receiving an inheritance. These moments can feel overwhelming, especially when finances are involved.
LBW provides calm, thoughtful and practical advice to help you adapt. That might mean creating a new budget after a job change, protecting assets during a separation, or investing wisely after a windfall. Whatever the circumstance, our Geelong financial advisers and planners can help you rebuild confidence and security.
Secure your financial future with LBW
We’re here for you at every stage of life. Our financial team listen, plans, and guides with care, offering advice tailored to your circumstances and goals.
If you’re ready to take the next step in your financial journey, call us on (03) 5221 6111 or visit our website to book an appointment with one of our Geelong financial advisors today.
This blog provides general educational information only. The content does not take into account your personal objectives, financial situation or needs. You should consider taking financial advice tailored to your personal circumstances.
LBW Business + Wealth Advisors is an Authorised Representative of LBW Wealth Pty Ltd ABN 56 652 382 128 AFSL 534569. Please see our website www.lbwca.com.au or call 03 5221 6111 for more information on our available services.
