Many self-managed super fund (SMSF) trustees now use exchange-traded funds (ETFs) to grow their portfolios. A large number of these trustees work with Geelong financial advisors at LBW to help guide their ETF choices and structure their funds.
Recent data shows 51% of SMSFs now hold at least one ETF. That equals $315,000, up from $265,000 in 2024. Around 30% of trustees also hold ETFs outside their super funds.
ETF holdings in SMSFs have grown from 5% in 2023 to 12% in 2025. And, this number is likely to keep rising. More than 230,000 SMSFs plan to reinvest in ETFs this year. Another 65,000 trustees plan to buy their first ETF.
Why SMSFs prefer ETFs and how Geelong financial advisors can help
SMSF trustees choose ETFs for a few key reasons. These include diversification, access to overseas markets, and ease of use. Trustees say ETFs save time and offer access to a wide range of investments. Many like that ETFs cost less than other options. Future ETF investors also gave similar reasons. Most said they want to save time, invest globally, and choose simple products.
Our financial planners in Geelong provide clear advice and long-term planning support to SMSF trustees. They also explain how ETFs fit into a broader strategy. Our Geelong financial advisors often assist SMSFs in selecting ETFs that align with their needs and risk preferences.
ETF allocations inside and outside SMSFs
SMSFs primarily use ETFs for investing in international shares and Australian shares. They also hold smaller amounts in fixed income, listed property, and cryptocurrency.
Outside of super, trustees invest in similar ways. Most hold international and Australian shares. Fewer invest in bonds or listed property. eMarket data shows ETFs focused on global shares attracted $1.95 billion in April. Australian share ETFs followed with $1.69 billion.
Our Geelong financial advisors help SMSFs select the optimal ETF mix. Meanwhile, Geelong accounting firms support trustees with recordkeeping and compliance.
New SMSF trustees are using ETFs more often
Among new SMSFs, 61% included ETFs in their fund during setup. These ETFs now make up 31% of their portfolios.
New trustees often ask for help early on. For this reason, our financial planners in Geelong at LBW provide clear, practical advice to help you get started. They also work with Geelong accounting firms to set up the fund properly and manage the rules.
Geelong financial advisors explain how ETFs can be incorporated into a retirement plan, reducing the need to select individual shares.
Speak with Geelong accountants like LBW for SMSF and ETF support
Many SMSF trustees now use ETFs to manage their retirement savings. Many also choose local experts to support their decisions.
Our Geelong financial advisors can help you select the most suitable strategy for your fund. LBW is a Geelong accounting firm, and our financial planners aim to make sure you feel supported at every step.
To get started, call (03) 5221 6111 or visit www.lbwca.com.au to speak with one of our trusted Geelong accountants today.
This blog provides general educational information only. The content does not take into account your personal objectives, financial situation or needs. You should consider taking financial advice tailored to your personal circumstances.
LBW Business + Wealth Advisors is an Authorised Representative of LBW Wealth Pty Ltd ABN 56 652 382 128 AFSL 534569. Please see our website www.lbwca.com.au or call 03 5221 6111 for more information on our available services.
