Offset accounts: A better way to manage your mortgage

Closing the super savings gap

While as a nation we collectively face a large retirement savings gap, there are a number of smart things you could consider doing to help make sure your future financial security isn’t at risk. The savings gap Most Australians are financially unprepared for...
Offset accounts: A better way to manage your mortgage

Super or the Mortgage?

Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may be better off when you retire if you make additional super contributions instead. Why super?...
Offset accounts: A better way to manage your mortgage

Shall I rent, or shall I sell?

The decision to buy a property, improve it by adding a house or units and sell them is a risky decision at best. The time taken to source, buy, build and put them on the market can often exceed 2 years. 24 months is a long time in any market to be subject to the...