Financial Planning Advice

Build, preserve and maximise your financial potential with tailored Financial Planning to achieve financial freedom.

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PERSONAL WEALTH | FINANCIAL PLANNING

Whatever your life stage, great financial advice is life changing.

Understanding when you need financial advice can be hard to determine. At LBW, our financial planning services are ideal for anyone looking to improve or enhance their personal wealth.

As expert Geelong financial planners, we help people make smart financial decisions. We take a genuine interest in your life goals, helping you plan and implement financial strategies to reach them.

LBW Geelong Financial planning team, central Geelong office off Pakington Street

Seeking Financial Planning advice

Some common questions that lead people to seek advice include:

How am I going to maintain the lifestyle I want in retirement?
Will I have enough money to retire comfortably?
How should I invest my savings?
Is my super working hard enough?
How will I support my family if I get injured or become ill?
What should I do with an inheritance I’ve just received?
How will downsizing the family home impact the Age Pension?
How do I navigate Aged Care?

Your financial future. Our priority.

Our job is to understand your journey, ask the right questions and provide solutions to help you live your best life.
At LBW, we:

Uncover your life plan, your wants, and dreams
Educate you about investing and managing money
Challenge your thinking
Develop a road map to help you get on track and stay on track when life changes
Most importantly, working with an LBW Planner will give you certainty and peace of mind that you have a secure financial future.

How Financial Planning with LBW can enhance your financial freedom.

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It’s never too early to receive great financial advice. Working with an expert LBW Financial Advisor can help you lay the foundations to a better financial future.

Whether it’s paying off your home loan sooner, saving for your children’s education or dreams of an annual holiday, we can help you develop a financial plan.

Receiving expert financial planning advice earlier in your career and life can positively impact your future wealth potential.

We only offer advice and services that are applicable to you, and only when you need them.

Plan your future success with LBW.

Most people have insurance for their home and cars, but overlook their most valuable asset – their life – and their ability to earn income over time.

While personal risk insurance cannot alleviate the emotional stress of losing a loved one, it can help ensure that your family can enjoy the quality of life that you wish for them, and protect them from being financially disadvantaged.

At LBW, we work with experts in the personal insurance field to determine the level of cover you need, and source highly rated products with competitive premiums, to provide peace of mind for you and your family.

LBW helps career and family-focused individuals make smarter financial decisions to elevate their wealth potential.

We appreciate that life, work, and family commitments can get in the way of assessing your current financial position. We work with you to understand your goals, where you are today, and your future plans. We then deliver clear, tactical solutions to get you there.

We put the focus on super and look at ways to maximise your retirement savings.

Working with an expert advisor provides peace of mind that your financial future is secure.

From retirement planning, to using super as a wealth creation tool, LBW financial planning team can help you.

At LBW we believe that helping our clients achieve financial independence gives them the opportunity to live their best life.

Our financial planning experts work with you to optimise your wealth plan based on the assets you have accumulated over your working life.

We help you manage your money so you can focus on living a fulfilling life.

At LBW we believe in true financial freedom.

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LBW BWA Plusses no border small-1

Let’s chat about your financial goals for life.

Meet Our Geelong Financial Planning team

Matthew Grapsas

Principal

Lauren Abela

Senior Financial Advisor

Aaron Hitch

SENIOR FINANCIAL ADVISOR

Discover your wealth potential. Start the journey with LBW today.

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LBW BWA Plusses no border small-1

LBW clients enjoy the ease, security and having everything in one place with the LBW App.

Excellent

LBW Business & Wealth Advisors4.9

1 week ago

We have had nothing but very positive experiences with our advisor Jayden Garner at LBW. He is very knowledgeable and explains everything so well that it is easily understood. Jayden is very friendly and so accommodating with any request that we have had and we highly recommend him to anyone that may be looking for some very good advice.

1 month ago

LBW have been fantastic to deal with. Geoff has always responded to emails and phonecalls and queries promptly and has been able to facilitate meetings within days of requesting with no issue. Highly recommend.

Response from the owner:Thank you for your feedback, Ryan. We’re pleased to hear the responsiveness and support have made a positive difference.

1 month ago

LBW audit and assurance team are efficient, reliable, friendly and helpful. We have engaged the team for almost 10 years and time and time again they have proven to be very professional and knowledgeable.

Response from the owner:Thank you for your continued confidence in our Audit & Assurance team. We value the long-standing partnership and appreciate your kind feedback.

1 month ago

In the five years LBW have helped manage my financial affairs, I have found them to be extremely professional, knowledgeable, adaptable and friendly.
Aaron’s considered advice, product and market knowledge, have helped me confidently make a number of major decisions which I believe have considerably strengthened my future financial wellbeing. Cheers Peter O

Response from the owner:We’re pleased to have supported you in making important financial decisions and appreciate you taking the time to share your experience. Thank you Peter.

1 month ago

We're very happy with Aaron Hitch and the LBW team. Aaron has been exceptional handling our Superannuation since we saw him a couple of years ago. Aaron listened to what we wanted in our impending retirement and set us up accordingly.

Aaron was very patient with us and our many questions, always taking the time explaining things clearly.

Because of Aaron's advice and savvy investing, my wife and I could have retired by now, but we'll continue to build our super for another year and pull the pin at 63. Our super has grown quickly with Aaron taking care of it. We never thought early retirement would be an option. Thanks Aaron!

We highly recommend Aaron and the LBW team to handle your Superannuation. Don't leave it too late to get his advice!

Response from the owner:Thank you Mark. We’re delighted to have supported you in planning for retirement and to see the confidence it’s given you for the years ahead. We greatly appreciate your trust and recommendation.

1 month ago

LBW and Arron have been such a guiding light for us over the last few years in relation to helping us managing our finances. Aaron along the way has listened to the changing situations with our work , family life & our plans for our future and provided us with sound advice and strategies to help us with our goals heading towards retirement. Thanks Aaron

Response from the owner:Thank you for your kind words. We’re grateful to have supported you along the way and appreciate you sharing your experience.

2 months ago

We have been helped by Aaron and LBW Business and Wealth Advisors for some years now and have always received great advice and have felt they understand our financial needs and wishes. We are kept informed and up to date with our investment portfolio and requirements of our Self Managed Super Fund and also our transition into retirement, which went smoothly, thanks to Aaron and the rest of the team at LBW.

Response from the owner:Thank you for your continued trust, Leonie. We’re pleased to have supported you through each stage and appreciate your kind review.

2 months ago

We can’t recommend these accountants enough. They’re not only highly professional but also genuinely approachable and easy to talk to. They made everything simple to understand and were always quick to respond to questions. It’s such a relief knowing my finances are in good hands. If you want accountants who truly care about their clients, this is the team to go with.

Response from the owner:Thank you for your generous feedback. We’re grateful for your confidence in our team and truly appreciate the recommendation.

Giorgio Tramontin

2 months ago

I’ve had a great experience working with the team at LBW. Professional, knowledgeable, and always quick to respond to questions. They explain things clearly and make the whole process stress-free, from tax returns to general financial advice. Highly recommend their services to anyone looking for reliable and trustworthy support.

Response from the owner:Thank you for your thoughtful feedback, Giorgio. We’re glad the process has felt clear and seamless, and we appreciate your recommendation.

2 months ago

The team at LBW have provided fantastic advice and service over the years. Insightful, responsive and accommodating.

Response from the owner:Thank you kindly for your feedback, Tom!

2 months ago

We must thank Aaron for his professional and easy manner. He has a great knowledge on all the stock holdings that we hold. Aaron has easy manner and explains things clearly. We are very pleased dealing with Aaron. Cheers Greg & Karen.

Response from the owner:Thank you Greg and Karen. We’re glad you’ve found the advice clear and helpful, and we appreciate your feedback!

2 months ago

Aaron and his team at LBW have truly been a pleasure to work with. Over the past two years, they’ve supported us with both the professional and personal sides of our financial situation, and it’s made a real difference for us. Aaron is always friendly, approachable, and easy to communicate with, and he consistently makes us feel comfortable and welcome. We’re very grateful for their guidance and would highly recommend Aaron and the LBW team.

Response from the owner:Thank you for your kind words. We’re pleased to hear the support has made a positive difference, and we appreciate your recommendation.

2 months ago

Excellent service.

Response from the owner:Thanks, Steve! We greatly appreciate your review.

2 months ago

Tammie and Geoff have been my accountants for over 20 years, both for my business and personal finances. Their service has outstanding in all that time. They have always been readily available, timely in their responses and really knowledgeable in handling the financial side of my business. I would highly recommend them to anyone, especially if you are running a small business.

Response from the owner:Thank you, Jenny, for your kind review. It’s been a pleasure working alongside you and supporting you with both your business and personal accounting over the years.

2 months ago

I cant say enough about the team at LBW..Jayden..Kelly..Arron and the fantastic service and help they provide ..such personable people ..i feel like family not just a customer ..nothing is too much for these guys ...god bless you have rearranged my life for the better 100 % Kari and i thankyou regards Joseph

Response from the owner:Thank you, Joseph. We’re really grateful for your trust over the years and for allowing our team to support you and your family. It means a great deal to us.

2 months ago

Very professional & personable team at LBW Accountants & Financial Planning . Matt Grapsas & Geoff Williams have always provided me & my family with very sound advice over many years. Highly recommend.

Response from the owner:Thank you, Peter. We appreciate your trust and your kind recommendation.

Mark DiFrancesco

2 months ago

Response from the owner:Thank you for your 5-star review, Mark.

2 months ago

We have chosen to use LBW for 15 + years. They are great to deal with and always go above and beyond for us and there clients. We would highly recommend them for any business accounting!

Response from the owner:Thanks Blake, we appreciate your long-term support and the recommendation.

2 months ago

We are very happy with our accountancy firm LBW. We have been a client for over 20 years. They are efficient and affordable. Geoff is only a phone call away, when we need advice.

Response from the owner:Thank you for your continued trust over the years, Kim. We really appreciate you being part of the LBW community.

2 months ago

Our company has engaged Lbw accounting firm for over 20 years . We highly recommend their services for all accounting and financial requirements . The team at LBW are not only approachable but also consistently deliver exceptional service !
Mark and Ally
Digga Group

Response from the owner:Thank you, Mark and Ally. We truly appreciate your long-standing trust in LBW and your kind words about our team and service.

Leeanne “Lee”

2 months ago

I sought assistance from Aaron of LBW around 5 years ago for financial advice and planning regarding retirement. In my dealings, I have found Aaron to be very professional, approachable and transparent with the ability to explain strategies and regulations in simple terms which was very important to me. We check on how my financial strategy is tracking, if the level of risk is still relevant and whether goals have changed over the year. Aaron's calm and rational composure balances the turmoil of financial markets.

Response from the owner:Thank you for sharing your experience, Lee. We’re so pleased to hear Aaron’s clear, calm and thoughtful approach has supported you over the years, especially through changing markets and goals.

2 months ago

Responsive and totally trustworthy.

Response from the owner:Thank you for your kind words, Brad, much appreciated.

Marcus Illingworth

2 years ago

I've been using LBW for my personal tax and business accounting for several years and have been extremely happy with the service. Olivia is the absolute best and always goes above and beyond to help me out.

2 years ago

Central Anaesthetic Group have been clients of LBW Business & Wealth Advisors since 2012. Over the past 11 years, LBW have delivered a consistently high-quality service to our business. We have found LBW to be very responsive, knowledgeable, helpful and professional. Geoff and his team are a pleasure to work with. They are always available to answer any questions, they take good care of our accounting needs and they offer a personal and friendly touch. Their use of the latest accountancy technology makes life simpler for all. I would recommend LBW to anyone.

2 years ago

We have been using LBW for over 15 years. We are extremely happy with the service they provide. Nick and his team are great to deal with.

2 years ago

LBW have been my trusted accountants for years. I could not recommend them higher

2 years ago

Have been using LBW accountants for the past 2 years , they have provided a professional service to my personal tax and business needs.

2 years ago

I moved to LBW Accounting 10 years ago. Over this time LBW has provided outstanding service across all aspects of our business. For both personal and professional accounting advice I couldn’t recommend them any higher.

Nick Klein, Tim Patterson, Cathryn Walley and their teams have provided over a sustained period of time outstanding customer service.

Mark Osborne

Begonia Silvestre

2 years ago

We have been using LBW for the business for a number of years now. The team at LBW are always friendly and responsive. It is a pleasure to work with them, so much so that I use them personally for my family's tax returns. A big thank you to Tom & Nick and the rest of the team for making tax time easier !

2 years ago

I have been with LBW for over 20 years and have always found them to be professional, a source of great advice and above all great to deal with.

4 years ago

Danielle is always professional and efficient. We have complete peace of mind having our accounts done through LBW. A great experience.

4 years ago

Danielle and the team at LBW are amazing, always helpful and quick to respond to any task. Construction work and finances are a complex thing at the best of times, i cant thank you enough for the sound advice and support you have given us.

5 years ago

Rachael makes doing our tax so easy and really takes the hassle out of tax time. I highly recommend LBW for prompt, professional and friendly service. Geelong (if not Victoria's) number 1 accounting firm!!

Jeannette Ernst

5 years ago

Olivia Johnstone has been assisting me with my business taxation and family trust matters for a number of years. Absolutely knows her tax, rings you back, I can highly recommend her.

6 years ago

Conscientious and professional. No task too big or too small. LBW have helped me through my first two years in business and I always feel like they have my best interests at heart. Highly recommended.

6 years ago

LBW Accountants have provided friendly and professional service to our small business and our family over many years. A pleasure to work with them.

6 years ago

Ive found LBW and particularly Nick and Melissa invaluable in managing our accounting needs. There knowledge is second to none and they are always on hand to answer any questions that arise.

6 years ago

I've been going to see Ben Cannard at LBW for the last 3 years and he is by far the best accountant I've ever had. Very reasonably priced for doing two tax refund applications for me and my partner. We always get a decent refund and Ben is always professional, on time and answers all of our questions. Can highly recommend Ben and LBW as a result.

9 years ago

We use LBW exclusively for our personal and business tax requirements. The team are very professional and competent. The coffee is good also 🙂

9 years ago

We have been dealing with Simon and Ryan for years for all of our tax requirements. They guys are super friendly and know their stuff.

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General Advice Warning

The information provided is general in nature. It has been prepared without talking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. This web site is intended for Australian Residents only.

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